1. Financing Negative Shocks: Evidence from Hurricane Harvey, with Benjamin Collier, Lars Powell, and Xuesong You. Journal of Financial and Quantitative Analysis, Forthcoming.

   • Published Version | Manuscript | Online Appendix | Harvard Business Review | Houston Chronicle Article

2. Insurance Demand Experiments: Comparing Crowdworking to the Lab, with Johannes Jaspersen and Justin Sydnor. The Journal of Risk and Insurance, 89(4): 1077-1107, 2022.

   • Published Version | Manuscript | Online Appendix

3. Probability Weighting and Insurance Demand in a Unified Framework, with Johannes Jaspersen and Richard Peter. The Geneva Risk and Insurance Review, 48: 63-109, 2023. 

   • Published Version | Manuscript | Online Appendix

4. Predicting Insurance Demand from Risk Attitudes, with Johannes Jaspersen and Justin Sydnor. The Journal of Risk and Insurance, 89(1): 63-96, 2022.

   •  Published Version | Manuscript | Online Appendix | Code and Data

5. The Effect of Information Disclosure on Demand for High-Load Insurance, with Benjamin Collier and Johannes Jaspersen. The Journal of Risk and Insurance. 88(1): 161-193, 2021. 

   • Published Version | Manuscript | Online Appendix

6. Linking Subjective and Incentivized Risk Attitudes: The Importance of Losses, with Johannes Jaspersen and Justin Sydnor. Journal of Risk and Uncertainty, 60: 187-206, 2020. 

   • Published Version | Manuscript | Online Appendix

7. The Influence of Sellers on Contract Choice: Evidence from Flood Insurance, with Benjamin Collier. The Journal of Risk and Insurance. 87(2): 523-557, 2020. 

   • Published Version | Manuscript | Online Appendix

8. An Ex Post Assessment of Investor Response to Catastrophes, with Jianren Xu. North American Actuarial Journal. 23(2): 250-275, 2019. 

   • Published Version | Manuscript | Online Appendix

9. Market Expectations Following Catastrophes: An Examination of Insurance Broker Returns, with Martin Halek. The Journal of Risk and Insurance. 83(4): 849-876, 2016.

   • Published Version | Manuscript

1. A Model of Anchoring and Adjustment for Decision-Making Under Risk, with Johannes Jaspersen and Christian König.

2. Accounting Standards and Gains Trading, with Evan Eastman and Kyeonghee Kim.

1. "How to file a storm damage insurance claim" (Jessica Olson). Insurance.com, February 12, 2024. https://www.insurance.com/home-and-renters-insurance/claims/storm-damage-insurance-claims

2. "Back-to-back disasters challenge insurance industry and consumers" (Merritt Melancon). Terry College of Business News, August 21, 2023. https://www.terry.uga.edu/back-to-back-disasters-challenge-insurance-industry-and-consumers

3. "As Climate Risk Grows, So Will Costs for Small Businesses" (with Benjamin Collier). Harvard Business Review, August 16, 2022. https://hbr.org/2022/08/as-climate-risk-grows-so-will-costs-for-small-businesses

4. "How Insurance Companies Influence Households’ Flood Insurance Choices" (with Benjamin Collier). Wharton Risk Center Resilience Lab Notes, January 28, 2019. https://esg.wharton.upenn.edu/news/how-insurance-companies-influence-households-flood-insurance-choices

5. "Harvey survey aims to minimize future storm impacts on businesses" (Melanie Feuk). Houston Chronicle, September 24, 2018. https://www.chron.com/neighborhood/kingwood/business/article/Harvey-survey-aims-to-minimize-future-storm-13247809.php

2014  Ph.D., Actuarial Science, Risk Management, and Insurance, University of Wisconsin-Madison

2006 BBA, Banking & Finance, University of Georgia

2005 BBA, Risk Management & Insurance, University of Georgia

Academic Positions

2023-Present: University of Georgia, Associate Professor, Department of Insurance, Legal Studies, and Real Estate

2016-2023: University of Georgia, Assistant Professor, Department of Insurance, Legal Studies, and Real Estate

2014-2016: Temple University, Assistant Professor, Department of Risk, Insurance, and Healthcare Management

2010-2014: University of Wisconsin-Madison, Teaching Assistant, Department of Actuarial Science, Risk Management, and Insurance

Industry Positions

2006-2009: Lockton Companies, Account Manager, Lockton Financial Services

2005: Amazon.com, Intern, Risk Management